Archives for March 2007
Do You Speak This Language?
For anyone who has traveled abroad, we all have had the experience of walking into a restaurant, opening a menu, and having no idea what to order. In fact, depending on the language, it’s sometimes even hard to find one word that resembles any familiar dish. Sometimes we find words that are recognizable, and sometimes we [...]
The Athletes Must Be Prepared
There has been great talk of bringing the Olympics to Chicago. The athletes always amaze me. They put extraordinary time and effort into their training, usually targeted for a short, fleeting moment–their event. Without the training and preparation, they would have very little chance to succeed.
Wouldn’t it be great if homebuyers, especially first-time buyers, put [...]
Good Bedside Manner
My wife had shoulder surgery on Tuesday. Before the surgery, the doctor came in, explained the procedure, told us the possibilities, and then the rehab routine that she’d probably have to follow.
After the surgery, he came out to the waiting room and re-assured me that everything was fine and what he did.
A little later, when [...]
If I Am Not Perfect….
Sometimes people express their concerns as though they are in a beauty contest. Only the most striking move to the final rounds, and the most beautiful–the most perfect–win (not including the so-called talent events).
Many people seem to feel the same way regarding their eligibility for loan programs. I often hear, “Am I only available for a subprime [...]
100%?
People are always wondering if putting no money into a purchase transaction is a good or bad idea. I don’t think there is a standard correct answer.
A few days ago I received a call from someone who was talking to a “preferred” lender at a new construction open house. This person told me that the payment, [...]
Bungee Jumping
As they begin initial consultations with me to discuss their mortgage, people consistently make it clear how they feel. I know these emotions.
As I write about in the introduction to my new book, It’s Not About Rate: The Right Way to Get a Mortgage, try doing a 440-foot bungee jump–on your honeymoon…. It was [...]
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